We Buy Gold, Silver, Coins, Flatware, and Specialize in Estate Pieces
If you have any Gold, Silver, Coins or Flatware lying around your home bring it in to us and turn it in to CASH! We Guarantee: WE PAY TOP DOLLAR!!!! Learn more about our services below!
Shop / Sales: Jewelry, Firearms, Electronics, & More!
Because our prices are not set by manufacturers, we are able to offer you prices as low as 70% off normal retail prices. We guarantee all of our quality used merchandise for 30 days from purchase so you can shop with confidence at any of our locations. We gladly accept Visa, MC, Debit, and of course cash. Fill out our wish list form and see if any of our five locations have what you are looking for.
Buy / Purchase
Have something you don’t need? Let us give you the best rates in town and take it off your hands! When we buy your items the transaction is final, you get the cash and we get the items. Let us appraise one of your items today!
Find the item you need but are a little short on cash. Give us 10% to 20% down depending on the item and price. You can pay on it monthly until paid out and this service is provided for free.
Pawn / Loan: Anything Of Value
Are you in a bind? Need a little quick cash? Turn to our family; we want to help.
Our goal is to get you the money you need, without any hassles. Just bring in an item of value, tell us how much you need, and bring a valid ID and we will evaluate the item and give you your options. No Credit Checks needed – just your ID and a thumbprint.
How Do We Determine Value?
We base our loan values on our current retail values. For general merchandise, we factor in current new retail value, condition of merchandise, and demand for the item in the used market. For jewelry, we evaluate its condition; for example, is it re-sellable or broken? In addition, we use current gold spot price, based on the karat of the gold you bring in. Lastly, we assign a value to your diamonds and/or precious stones to come up with a maximum loan value to help you.
What Can I Bring Into Pawn?
We loan on a wide variety of merchandise including gold jewelry, electronics, tablets, laptops, iPod’s, iPhones, gaming systems, musical items, tools, coins and silver. We loan on firearms at select locations. Not sure if we will take your item? Just give us a call we will gladly answer your questions, or make suggestions.
What Happens if I Can't Pay Back a Loan?
If you can’t afford to pay back the loan in 30 days or the grace period, you can always come in and make an extension on the loan. We also offer the option to make a principle payment to lower your monthly interest payments and payback amount. If you can’t afford these options, you can also choose to surrender your merchandise to us with no worries about it affecting your credit.
How Does a Pawn/Purchase Work?
Pawns/Purchases are a quick and easy way to get money without any credit checks. You bring in a piece of merchandise and we loan you money on it. All you need is your ID. We offer a 30 day loan, plus an automatic 30 day grace period. At any time during this period you can pay back the loan by paying us the principle plus the interest amount. If still working on your finances you can pay us the monthly interest. This will give you another 30 days and you can repeat this for as long as you need to. Call us, at Family Jewelry & Pawn we want to work with you to get your merchandise back to you as quickly as possible
Visit One Of Our Pawn Shop Locations
Near Inverness? Our family pawn shop and friendly staff can help with your needs.